# Home

Yield is a fixed-rate DeFi lending app. Lending and borrowing on the platform is individualized, meaning deposits aren't pooled and earnings never diluted. Lenders earn fixed interest rates, without dilution across a pool of other depositors, while borrowers earn YLD, the native token, for every loan that they repay.

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# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://yield-credit.gitbook.io/docs/master.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.